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January 2013

Found 93 blog entries for January 2013.

How to Play the Mortgage Game if  You’re Self-Employed

A look at the extra hurdles facing self-employed borrowers

By SUSAN JOHNSTON

January 15, 2013

Mortgage lenders have tightened requirements across the board in the wake of the housing crisis, but now—even as the workforce increasingly moves away from traditional 9-to-5 employment—self-employed borrowers have a tougher time securing a mortgage. It's an issue felt by many, as the Small Business Administration reported that the number of Americans who were self-employed approached 9.9 million in the second quarter of 2012.

Sally Herigstad, a freelance writer in Enumclaw, Wash., encountered problems last year when applying for a mortgage. Before offering to place a 26-percent down payment on a

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  • The Cascade Team Real Estate is now displaying ALL “Open House” information for EVERY brokerage! Simply click here for: All Open House Information.
  • Or to see the “Open House” information for The Cascade Team Real Estate listings only click here for: The Cascade Team Open House Information.

 

Looking for open house information.  Here are all the open houses currently scheduled for Seattle and the Eastside.  If you are looking for an area that is not currently displayed on this map, use our advanced home search and select open house and the city for your search criteria.  If you have any questions, please contact us.

Open House and Broker’s Opens: The Cascade Team provides all our MLS listed properties open houses and broker’s opens, and

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More Technology, Service & Marketing

Follow & Review Us On: Connect on Facebook Follow Us On Twitter YouTube Channeltrulia-vip_120

Daily Real Estate News | Thursday, January 31, 2013  

After the holidays, buyers tend to start getting more aggressive with their house hunting. Search activity usually peaks around March or April in most states, according to a new study of home searches from 2007 to 2012 conducted by Trulia. 

In September, searches slow down. By December buyer searches ebb to their lowest point of the year. 

“Home-search activity swings with the seasons in every state,” says Jed Kolko, chief economist of Trulia. “Buyers and sellers can use

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Let’s check out the three price tiers for the Seattle area, as measured by Case-Shiller. Remember, Case-Shiller’s “Seattle” data is based on single-family home repeat sales in King, Pierce, and Snohomish counties.

Note that the tiers are determined by sale volume. In other words, 1/3 of all sales fall into each tier. For more details on the tier methodologies, hit the full

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$ 499,950 - 17127 109th Place NE , Bothell
 
  Bedrooms : 4
 
  Bathrooms : 3.5
 
  Sq. Footage : 2,804
 
  Year Built : 2001
 
  Garage Spaces : 2
 
  Type : Residential
 
  MLS® Number : 442337
 
 
 
 
OFFERED BY: PROPERTY DESCRIPTION:
  Laurie Tarantola
Real Estate Broker
425-246-8633
Schedule a Showing
Request More Info
This amazing home features 4 bedrooms, office with french doors, 3.5 bathrooms, a 5th bedroom or MIL potential or leave this extra bonus room used as a media room; and yes, it is wired with HDMI cable. Full
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Community of Verrado in Buckeye, AZVerrado home sales continue to be a little on the slow, however inventory levels have climbed a little over the last couple weeks with 74 active Verrado homes for sale (including those under contract but accepting back up offers), with 4 short sales and now 3 bank owned homes.  There are currently 23 pending homes in Verrado, with 8 being new home construction.  Overall, new construction home activity remains brisk, as activity from the Verrado Open House weekend appeared very strong.

In addition, there have been 45 Verrado homes sold over the last 90 days, with an average closed price of $267,375; which was 99% of the asking price and 72 cummulative days on market.   Of this 23 were Verrado real estate resales and 22 were new construction homes.

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Let’s have a look at the Seattle area’s employment situation.

First up, year-over-year job growth, broken down into a few relevant sectors:

Seattle-Area YOY Job Gains / Losses

Construction is posting gangbuster gains—up 11.5% year-over-year—as homebuilders attempt to capitalize on the inventory crunch. Finance / Real Estate is posting the smallest gains at just 0.8% year-over-year growth.

Here’s a look at the overall Seattle area unemployment rate compared to the national rate:

Seattle-Area Unemployment Rate

Unemployment fell again in Seattle and Washington State from November to December, as it more or less flat-lined nationally. As a result, Washington State’s unemployment rate fell below the national rate for

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$ 250,000 - 2635 NE Jared Court , Issaquah
 
  Bedrooms : 2
 
  Bathrooms : 1.5
 
  Sq. Footage : 1,050
 
  Year Built : 2005
 
  Garage Spaces : 1
 
  Type : Residential
 
  MLS® Number : 442196
 
 
 
 
OFFERED BY: PROPERTY DESCRIPTION:
  Matt Jensen
Branch Manager - Issaquah Highlands Office
206.909.8200
Schedule a Showing
Request More Info
Come see this carriage home in the storybook village of Crofton Springs. This cozy home has windows on all sides providing natural light. You are greeted with a great room floor plan, which is
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More Technology, Service & Marketing

Follow & Review Us On: Connect on FacebookFollow Us On TwitterYouTube Channeltrulia-vip_120

 

Here is your chance to be part of an innovative Real Estate Brokerage that's changing how things are done. Contact Janet@TheCascadeTeam.com or Call 425-830-6743

We are a FULL Service company with a comprehensive marketing plan, great training and support, and great agents! We save our clients thousands on the sale of their home, give them the support and service level they want, and in the process are building a name for ourselves that is second to none!

Our company is focused on moving away from the traditional & old school ways of doing real estate.  We believe in moving towards a technology driven, high touch customer service model based on providing cutting edge technical

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We are very happy to welcome Audrey Muir to The Cascade Team San Diego Office.

Office Phone: 858.429.751

  • Email audrey@thecascadeteam.com

Audrey is a full service realtor that specializes in the San Diego area where she grow up and lives. Audrey is familiar with both the new home construction and the residential resale markets. She has the knowledge, resources, and expertise to market your home effectively, and to help you choose the right neighborhood, the right schools and the right builder for you and your family.

Audrey believes that real estate is much more than simply buying or selling a home. To her, a key element of real estate is developing relationships and building trust with her clients. When you meet Audrey you will quickly

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