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Courtesy of Keeping Current Matters
Courtesy of Keeping Current MattersOne of the most common loans you can get to buy a home is a 30-year fixed rate mortgage. If the thought of paying for your home over the course of 30-years seems daunting, here are some easy ways to shorten that term which will actually end up saving you money over the life of your loan.
Any additional payments to the principal amount (the original sum of money borrowed in a loan), helps to cut down the amount of interest that you will pay over the life of your loan and can also help to shave years off the loan as well.
When you make ‘extra’ payments toward your loan, the key is to let your lender/bank know that you want the extra funds to go toward your principal balance as they will not…
With technology continuing to be a growing presence in every aspect of life, the home is no exception. While popular smart home technologies such as Amazon Alexa and Echo, Google Home and Apple HomePod provide users with an array of high-tech functions such as playing music and accessing information from the internet, smart home technology today has advanced even further. Homeowners are presented with a versatile selection of new systems including smart thermostats, light bulbs, plugs, locks and doorbells that offer a new level of intelligence to the everyday home. Maybe it'll even inspire some holiday gifts for family and friends. The Nest thermostat adapts as the seasons change and learns your preferred temperatures…
Courtesy of Keeping Current Matters
There is a lot of uncertainty regarding the real estate market heading into 2019. That uncertainty has raised concerns that we may be headed toward another housing crash like the one we experienced a decade ago.
Here are four reasons why today’s market is much different:
A major challenge in 2006 was the number of foreclosures. There will always be foreclosures, but they spiked by over 100% prior to the crash. Foreclosures sold at a discount and, in many cases, lowered the values of adjacent homes. We are ending 2018 with foreclosures at historic pre-crash numbers – much fewer foreclosures than we ended 2006 with.
Just wanted to take a quick moment and wish everyone a very happy Holiday season! Thank you to all of our clients, partners, amazing agents and friends for a wonderful 2018 and we all look forward to working with you and helping you in any way possible in the coming year!
and YES!!! Cary is wearing possibly the ugliest Christmas sweater ever made!! If you have one that you think can beat it, we'd love to see a picture of you wearing it! Challenge made!
And here's a sneak preview of our upcoming class schedule for 2019 to get everyone ready to roll! Doug will be holding these classes for AZ and California and James for Spokane, while Cary does Western WA. We'll work to do a webinar for ID, CO, and Indiana!
How has the month flown by so fast? Congratulations to our winners! Prizes were delivered this afternoon. Thank you so much for taking the time to enter the For The Love of Renton First Annual Holiday Lighting Contest. The joy you bring to our community with your holiday spirit is contagious. Look forward to looking at your light displays the rest of December.
Angelo's Pizza & Pasta: Winner | Steve
Doofer's Bar & Grill: Winner | Wendi & Scott
Top of the Hill Produce: Winner | Abby & Chris
May you all enjoy the magic of the season. No matter what life throws at you find the light and may it bring a smile to your face.
Cheers! Happy Holidays and Happy Happy 2019!
~Steve & Tracy
Seattle now ranks 10th among U.S. metro areas for percentage of homes worth $1 million or more, according to a newly-released study by Trulia. In 2018, 13.3 percent of all homes in the city are worth at least seven figures, up from 11.8 percent last year. The median house price stands at just under $565,000, Trulia says. We're still a far cry from the Bay Area though, where 81 percent of homes in San Francisco and 70 percent of homes in San Jose are worth $1 million or more. Oakland checks in third at 30.7 percent, Truila says. Seattle's 13.3 percent just a little behind Los Angeles at 13.9 percent. And…
Located in the highly coveted Trossachs neighborhood, this recently updated Buchan masterpiece will surely impress! Gourmet kitchen with rich slab granite counters, a decorative backsplash and high-end appliances is the perfect space for the chef of the house. Easy living awaits you in the spacious family room with plush carpet, surround sound and a huge fireplace- the perfect space to watch a movie or curl up with a good book. There is a large, main floor bedroom and a ¾ bath which is ideal for guests! There is also a main floor flex room- it is a perfect space for a playroom or an office. Sumptuous master suite with an updated spa-inspired…