The Cascade Team Real Estate Blog

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Several new underwriting guidelines for FHA Loans will go into effect on September 14, 2015, with the release of the updated FHA Handbook. Be sure your mortgage lender is preparing for these changes.  Here are a few of the most significant revisions being made.
  Current FHA Guideline New FHA Guideline
Gift funds Only a canceled check is required as documentation. The donor’s bank statement showing the withdrawal of funds will be required, and any large cash deposits in the donor’s account will need to be explained.
Family members Definition of family member limited to spouse, children, parents/grandparents, siblings, aunts, and uncles. New definition of who qualifies as a
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$499,999 - 1020 Imperial Dr, Edwards

   Bedrooms: 3
   Bathrooms: 3.5
   Sq. Footage: 2,016
   Year Built: 1996
   Garage Spaces: 2
   Type: Townhouse / Condo
   MLS® Number: 924379
OFFERED BY: PROPERTY DESCRIPTION:
  Kent Petersmeyer
Managing Broker
970-456-8203
Schedule a Showing
Request More Info
For details contact Kent Petersmeyer at 970-456-8203. Highly desirable Elk Meadows townhouse, tastefully updated in 2013 - engineered hardwood floors, new carpet, new paint, new stainless steel appliances and more. Cathedral ceilings in the great room. Deck is south
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$2,247,500 - 21 Stag Gulch Ct, Edwards

   Bedrooms: 5
   Bathrooms: 6
   Sq. Footage: 5,846
   Year Built: 1998
   Garage Spaces: 3
   Type: Residential
   MLS® Number: 923356
OFFERED BY: PROPERTY DESCRIPTION:
  Kent Petersmeyer
Managing Broker
970-456-8203
Schedule a Showing
Request More Info
For details contact Kent Petersmeyer at 970-456-8203. Best overall value in the $2.2 - 2.4M price range in Cordillera - easy to show on ELB. This sophisticated residence has all of the features a savvy architect would reflect in a brand new design. Nestled into a grove of
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The Cascade Team is proud to announce that we are expanding to the Colorado Market!

We are opening two offices in Colorado!  Our company footprint has expanded once again, and we are very excited to share the news.

Our new offices, managed by Kent Petersmeyer, will be located in Denver and Vail, Colorado.

Kent Petersmeyer

Kent has a 22 year track record in the residential real estate industry.  He has gained a wealth of experience from assignments in Arizona, Utah, California, Florida, Washington and Colorado.  While is Washington, he worked as a broker at The Cascade Team.  Kent and his wife relocated to Colorado in early 2014 and decided to expand The Cascade Team to

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A credit score is a three-digit number used by financial institutions to evaluate your creditworthiness, or the likelihood that you’ll pay back your debts. When a consumer applies for a credit card, mortgage, student loan, auto loan or other line of credit, a lender usually pulls a credit score to help the lender decide whether or not to extend credit.

There are six key credit-influencing factors that are commonly used in calculating your credit score, although the actual credit score number may differ depending on which credit bureau (Equifax, Experian or TransUnion) pulls the information and what kind of credit score model is used.

Here are the six main factors and how they can impact your credit score.

1. Open Credit Card Utilization

Your

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CURRENTLY:

  • 61% Of The Cascade Team Listings are Sold in 3 Days or Less
  • 47% Recieve Multiple Offers
  • Our average Seller saves over $12,000 in commissions

The Cascade Team Real Estate is a company like no other, because of these tools and marketing we provide our home sellers. We understand that in today’s ever changing real estate market, home sellers expect a high level of real estate agent service. Therefore we utilize technology to keep our home selling clients up to date at all times and provide added value to both home buyers and sellers in the real estate transaction. The effective use of these tech tools allow our local Seattle area agents to focus more of their time on servicing our clients and getting their home sold, while

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KIRKLAND, Washington (August 5, 2015) – Pent-up demand continues to fuel home sales around Western Washington with millennials, military families and relocating workers vying for limited inventory. Brokers from Northwest Multiple Listing Service say they’re not seeing a typical summer slowdown. 

  • Current Real Estate market described as a “vicious cycle,”
  • “Fear of not finding the right home before selling is creating reluctance by owners to list their property,”
  • Prices up another 6.4%
  • Sales increase by 19.6% far outpacing new listings.
  • Inventory 1/3 of what's needed for a "Normal or Stabile" market 

Commenting on a new report from Northwest Multiple Listing Services summarizing July activity, J. Lennox Scott, chairman and CEO of

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What Should Be Taken into consideration Before Purchasing Residence?

Whether it's your first time buying a home or not, you need to acquaint on your own with the entire mortgage procedure. Numerous mortgage loan providers will certainly aid you in the process of acquiring a pre-approved and pre-qualified residence getting application. Naturally, your mortgage credentials will certainly be required by your broker to reinforce your deal in finding as well as acquiring a home.

The following are some points to think about when acquiring a house:

1. Cash
Firstly, prior to getting a house, consider your economic status. Inspect your credit situation by obtaining hold of your most recent credit rating report at the credit report. You need to recognize

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$735,000 - 15124 168th Ave NE, Woodinville

   Bedrooms: 3
   Bathrooms: 2.5
   Sq. Footage: 2,848
   Year Built: 1977
   Garage Spaces: 2
   Type: Residential
   MLS® Number: 829930
OFFERED BY: PROPERTY DESCRIPTION:
  Shannon Woodcock
Real Estate Broker
206.484.5330
Schedule a Showing
Request More Info
For details contact Shannon Woodcock at 206-484-5330. Hollywood Hill--NW Contemporary Treasure nestled among million-dollar estates & surrounded by a magical oasis of gardens w/a perfect southwest orientation. Gorgeously updated kitchen--top of the line. Brand new
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$318,307 - 810 4th Ave NE, Issaquah

   Bedrooms: 4
   Bathrooms: 2
   Sq. Footage: 1,524
   Year Built: 2008
   Type: Residential
   MLS® Number: 829283
OFFERED BY: PROPERTY DESCRIPTION:
  Matt Jensen
Branch Manager - Issaquah Highlands Office
206.909.8200
Schedule a Showing
Request More Info
For details contact Matt Jensen at 206-909-8200. Beautifully updated & remodeled Camwest 4 bedroom townhome in West Highlands! Acacia true hardwoods throughout entire home including bedrooms, kitchen remodel includes new tile floor, granite slab with mosaic backsplash & undermount
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