Interest rates have begun to increase from all-time lows as it becomes more apparent the Federal Reserve will likely reduce or eliminate the use of their balance sheet to buy mortgages to keep rates low. The economy continues to show improvement with the housing market rebounding, stock market hitting all-time highs, and consumer confidence and spending on the rise. If the economy continues to improve the Fed will look to end the stimulus programs and hopefully we will see sustainable economic growth with low inflation. Rates are still very low and it’s still a great time to take advantage of these rates.
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