Buying A Home

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The spring selling season is in full swing. Here's a breakdown of what you and your clients need to know about the state of the housing market.

Home prices are surging

Price growth is only increasing, due to a lack of inventory in some markets. According to Lawrence Yun, NAR chief economist "Insufficient supply appears to be hampering prospective buyers in several areas of the country and is hiking prices to near unsuitable levels." Buyers in many areasneed to be prepared for an increased amount of competition due to low housing inventory this spring.

Mortgage rates hold steady

30-year fixed rate mortgages remain at 3.7 percent, but that is likely to change. "Low mortgage rates are a welcome sign for those in the market to buy a home this

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It all begins with a Personal Property Website custom built for your home!

Your Home’s Personal Property Website becomes the center attraction of an all out media blitz to Websites, Other Agents, Buyers, and an array of Social Media outlets.

More than just a splash page or a simple 5 page website, The Cascade Team provides a fully responsive website for your home. Your website if fully optimized and can be easily viewed and shared on laptops, smart phones, tablets and through Social Media.

  • Our site can have up to 100 photos of your home
  • Full 3D Virtual Tour of your home
  • Links to nearby schools
  • Local amenities shown
  • Demographics of the city where your home is located
  • Map and Directions
  • Bird’s eye view
  • Request a showing
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The Consumer Financial Protection Bureau debuted a new tool kit this week that sets out to turn home buyers into smarter mortgage shoppers.

The tool kit is part of the CFPB’s “Know Before You Owe” mortgage initiative and allows home buyers to use the new Loan Estimate and Closing Disclosure forms, which lenders will be required to provide starting Aug. 1.

The CFPB is requiring creditors to provide the tool kit to mortgage applicants when they apply for a mortgage, but the agency is also urging real estate professionals to point their customers to it as well.

“This tool kit is a great resource for consumers navigating the homebuying process, and will help consumers make well-informed decisions about the biggest financial transaction of their

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Another successful class in the books on 3/29/15!

Another group of confident home buyers ready to shop for a new home. Be sure to sign up for the next one if you're planning on buying a home and have any questions about the process. Or even if you don't but would like to take advantage of the down payment assistance programs.

More info below:


These classes are a Comprehensive, A to Z, Step by Step tutorial on the Home Buying Process. Great for first time home buyers and veteran home buyers alike. Taking the class is required for first time homebuyers to qualify for the Down Payment assistance programs. If you have owned a home before, but not within the last 3 years, you still qualify as a first time homebuyer.

Separate fact from

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Existing-home sales are up nearly 5 percent from last year, but sales would be much higher if it wasn't for the negative equity overhang, economists say.

The National Association of REALTORS® recently reported that existing-home sales increased 4.7 percent in February compared to a year ago.

But with an improving labor market, home sales should be even higher, Mark Fleming, chief economist at First American Financial Corp., told The New York Times. Home prices are higher too, which often correlates with rising home sales, according to Fleming's research.

"Rising prices only crimp affordability for the first-time buyer who doesn’t yet own the asset," Fleming told The New York Times. "But the vast majority of home sales are to existing home owners.

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The Responsive web design from www.TheCascadeTeam.com will resize and reformat page content in response to screen size and resolution. In short, our responsive website is one that looks good and performs well on traditional computers, tablets and smartphone. Its one size fits all – no separate mobile version required!

If you consider that many potential buyers may start their home search on their laptop and then switch to their smartphone throughout the course of the day, it’s only logical to make sure they have the same user-experience from one screen to the other. Having a separate mobile site – that usually has less content and different navigation – doesn’t make sense. Our responsive design performs the same across all devices and delivers a

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More millennials are finally leaving their parents’ homes to form their own households, but they may need financial help to do it.

A new report by consumer lender loanDepot shows that about two-thirds of parents – or 67 percent – will use savings to help their children buy a home. loanDepot surveyed 1,000 parents and 1,000 millennials (those between 18 and 38 years old) to find out about parents’ financial assistance in a home purchase.

Seventy-five percent of the millennial-aged home buyers who received financial help from their parents said the assistance was what made it possible for them to buy a home, according to the survey.

"Support from parents is playing a significant role in the housing recovery, and this new research indicates the

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Sammamish, Washington, is tops in income. Nerdwallet.com recently published a new study putting a whopping 73.7% of households in Sammamish at more than $100,000 per year. More than a quarter of the households top $200,000 per year.

In all, six suburbs in the Seattle metro area are in the top 100 including Mercer Island, Redmond, Bainbridge Island, Maple Valley and Mukilteo.

Click on the map below to get the high-income housing statistics.

See all of the updated Sammamish Market Stats Here!

Learn more about Sammamish Schools here:

Finding a neighborhood with great schools is one of the more important concerns when shopping for a home. You can click on the picture below to do some wonderful comparisons at the Great Schools

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Dane Cameron

  • Email:  Dane@TheCascadeTeam.com
  • Phone:  425-919-8080
  • Fax:   425-996-9520

We are very excited to welcome Dane Cameron to The Cascade Team!

Dane is a new agent who was referred to us by Kaley Hopwood.  Both Kaley and Dane will be working out of our main office.  We are sure to see success from these two!

About Dane:  As a brand new agent, I am excited to get started and learn as much as possible about the real estate industry. Coming from the customer service & transportation field, I have plenty of experience helping solve problems and making sure my clients are happy. I look forward to getting started and creating a successful business.

Welcome to The Cascade Team Dane!

Our Local Real Estate Team

Cascade

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Search Online For The Perfect Home

Searching the world wide web to find that perfect home to buy has become really popular. Ninety percent of people today use the internet to search for their home. There are many ways to search the internet to find a home. You can use search engines or general websites. You can also use digital maps found online, or applications on your mobile device.

In the past four years there have been a two hundred and fifty three percent jump in real estate online searches. The average person will search eleven different searches before trying to purchase a home.

Mobile Influence

Mobile devices play a key role in internet real estate searching today. Twenty percent of all online searches are made from a mobile

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