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Two Reasons Why Waiting a Year To Buy Could Cost You

Two Reasons Why Waiting a Year To Buy Could Cost You | MyKCM

If you’re a renter with a desire to become a homeowner, or a homeowner who’s decided your current house no longer fits your needs, you may be hoping that waiting a year might mean better market conditions to purchase a home.

To determine if you should buy now or wait, you need to ask yourself two simple questions:

  1. What will home prices be like in 2022?
  2. Where will mortgage rates be by the end of 2022?

Let’s shed some light on the answers to both of these questions.

What will home prices be like in 2022?

Three major housing industry entities project continued home price appreciation for 2022. Here are their forecasts:

  • Freddie Mac: 5.3%
  • Fannie Mae: 5.1%
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5 Tips for Making Your Best Offer

5 Tips for Making Your Best Offer | MyKCM

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams.

Below are five things to keep in mind when it’s time to make an offer.

1. Know Your Budget

Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it:

“This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller

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5 Tips for Making Your Best Offer

5 Tips for Making Your Best Offer | MyKCM

In today’s sellers’ market, standing out as a buyer is critical. Multi-offer scenarios and bidding wars are the norm due to the low supply of houses for sale and high buyer demand. If you’re buying this fall, you’ll want every advantage, especially when you’ve found the home of your dreams.

Below are five things to keep in mind when it’s time to make an offer.

1. Know Your Budget

Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it:

“This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller

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  • August show month-to-month drops in new listings, total inventory, pending sales, close sales, and median prices
  • NWMLS statistics show the volume of new listings added during August declined from July (down 11.5%)
  • “We are seeing homes stay on the market slightly longer and more instances of sellers overpricing their properties."
  • Prices showed signs of moderating during August. The average price was down $10,000 from July.

Northwest MLS brokers say August housing activity follows patterns of seasonal slowing KIRKLAND, Washington (September 7, 2021) – August typically brings a dip in housing activity and this year was no different, according to representatives from Northwest Multiple Listing Service when commenting on newly-released

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  •       August show month-to-month drops in new listings, total inventory, pending sales, close sales, and median prices.
  •          NWMLS statistics show the volume of new listings added during August declined from July (down 11.5%)
  •          “We are seeing homes stay on the market slightly longer and more instances of sellers overpricing their properties.
  •          Prices showed signs of moderating during August. The average price was down $10,000 from July.

Northwest MLS brokers say August housing activity follows patterns of seasonal slowing KIRKLAND, Washington (September 7, 2021) – August typically brings a dip in housing activity and this year was no different, according to representatives from Northwest Multiple Listing Service

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The flaming-hot housing market has seen median home prices soar an unprecedented 24% since the outbreak of the virus last year. But in recent weeks, that fire has lost some of its heat as buyers finally start to push back at sky-high prices. Simply put: The housing market is slowing a bit.

Already, a growing list of doomsayers point to the shifting market as taking us one step closer to a bursting housing bubble. In their minds, housing went up too fast and now must come back down.

But what does the data say? When you look under the hood, the run-up to 2008 housing bubble and the hot 2021 housing market are very different bull markets. While there are several reasons why our latest frenzy won’t result in a bust, there’s one reason in particular

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Our dedication to your successful dealings (buying or selling) are unwavering. We are firmly committed to the service, results, and value for you with every transaction.

For others the definition of service can be very ambiguous. With us, it is crystal clear.  We believe that knowledge is power and transparency is vital, especially in the real estate industry.  That is why we provide a clearly defined set of services because sometimes, you don’t know what you don’t know.

Know these questions and answers before you interview a broker. The difference can cost you thousands.

 

Service, at the highest level, is our mission.

Results, accomplished efficiently and effectively through our proprietary marketing program, innovative

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Most of all the real estate marketing you see out there from other companies is all about “Them…. The Agent.”

Completely missing the most important point… It’s not about “Them”….. It’s about the “Client/Customer”

 

 Everyone loves taking about themselves. That’s a truism from psychology 101. So our course for agents seeing a mailer where people have said nice things about them or given testimonials looks amazing. They also love to show off all the homes they have sold…

It’s pretty unlikely anyone would self-mail out a critical review of their services… Hummmm

And all of those homes?.... We’ll it’s good to know that agent is making a lot of money….. But there isn’t anything mentioning the value or saving to the customer is there?

In a

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Home buyers are finding some relief, but Northwest MLS brokers say it is temporary.

  •          New listings slightly outgain homes going under contract.
  •          Highest level of Inventory since October of 2020
  •          There is some ‘normalization’ in our market as it relates to the historical summer slowdown.”
  •          This is due to a typical mid-summer season market combined with some buyer fatigue
  •          14 of the 26 counties in the Northwest MLS report showed year-over-year (YOY) gains in new listings
  •          Buyers act NOW. Sellers don’t panic.
  •          With a lack of new construction coming on the market in suburban areas after years of under building, increasing demand still has few places to go.
  •          Interest
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Bidding Wars and multiple offers have been the story of 2021 so far. But now inventory is increasing (Up 50% in the past 30 days) and while inventory is still historically low, pricing your home correctly is more important than ever.

Our 18-Point Analysis will bring you the most accurate assessment possible when it comes to your home's value. Click here to learn more! We factor in sold homes, active, pending, pending inspection, builder, size, beds, baths, school, year built, upgrades, lot size, assessments, condition, view, curb appeal, title issues and easements.

On average, serious buyers look at about fifteen properties before they make an offer. Doing so gives them a basis for determining how competitively a property is priced, both in

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