Ever wonder when the right time to buy home is: The answer is almost certainly - right now! Of course, you have to make sure you can afford it and can qualify. But I have mortgage lenders to help with that process. But before you do that, don't take my word for it. Here is some pass statistics to help you understand where we are and why now is a great time to buy.

-The last decline in homes or the bottom of the market, was March, 2012. At the time, there were 2.4MM home Nationwide in for sale.
-After the bottom, there was 8% appreciation in the value of the homes.

Current Situation:

-You want to buy right before the bottom - because timing of the bottom is near impossible. And if you buy on the way up, you have lost some gains.
-There are on 980K…

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Can I use a VA loan more than once?


Can you use a VA loan more than once in your lifetime? The answer is YES!

You can even have more than one VA loan at a time.

There are many myths and misconceptions about VA loans, and one of them is that you can only use a VA loan once in your life.

There are different ways you can be eligible for a second VA loan:

  1.        You’ve paid off your previous VA loan.

If you have paid off your entire mortgage, you shouldn’t have any problems being approved for a second VA loan. Of course, you will still have to go through the entire application process, but once you restore your entitlement, you can deploy it again.

  1.        You haven’t used all your entitlement.

In the case you…

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CHOOSE CARY AND KEENAN TO HELP YOU BUY YOUR NEXT HOME

At The Cascade Team we understand first and foremost that it isn't about "Us". It's all about "You"! We are dedicated to giving each of our clients the best experience imaginable. Simply Outrageous Service isn’t just a catch phrase for us. It’s how we do business!

From day one we’ll be with you every step of the way. We’ll keep you informed, we’ll be there through the tough negotiations, and we’ll help you make the right decisions for your family.

Our dedication to your successful dealings (buying or selling) are unwavering. We firmly believe in the WOW factor. And when you work with The Cascade Team that’s what we intend to deliver. Service and Quality that are so far beyond your expectations,…

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The premise of a mortgage rate lockdown is simple: so many American households have such low mortgage rates that some will never move once rates rise, which then locks up housing inventory. Said another way; A homeowner planning to relocate or downsize might find the higher costs related to higher mortgage rates too much of a hurdle to clear.

This is something I’ve never considered in my real estate career because we hadn’t had a period where mortgage rates moved up so quickly and then held higher for an extended period. But now this is a real risk.

For many Americans, homeownership became a reality during the years of ultra-low mortgage rates following the 2008 financial crisis, an environment that essentially lasted all the way up until the…

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Mortgage rates trended lower toward the beginning of last week. Home price appreciation climbed slightly in February. New home sales jumped in March. Mortgage application submissions increased. Continuing jobless claims decreased and initial jobless claims decreased. The Q1 GDP estimate for 2023 fell. Core inflation rose, personal income remained unchanged, and consumer spending rose. 

MORTGAGE RATES CURRENTLY TRENDING


THIS WEEK'S POTENTIAL VOLATILITY


  • Dave Stevens discusses the risk from LLPA changes. Listen Now >>
  • Buyers are unfazed by rate trends. Read Now >>
  • New home sales beat expectations in March. Watch Now >>


  • The FHFA house price index increased by 0.5% month-over-month in February and 4%…

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The decision of whether to rent or buy a home can be a daunting one, especially for first-time homebuyers. While renting may seem like the easier and more flexible option, buying a home has many long-term benefits that renting simply cannot offer. Here are some reasons why buying a home is a better option than renting.


Building equity

When you rent a home, you're essentially paying someone else's mortgage. You don't have any ownership in the property and don't benefit from any appreciation in its value. On the other hand, when you buy a home, you're building equity with every mortgage payment you make. Equity is the difference between the current value of the property and the amount you owe on your mortgage. As you pay off your mortgage,…

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As your realtor it is important for me to let you know that getting a home ready for sale is a crucial part of the selling process. A well-prepared home can attract more potential buyers and can often sell for a higher price. However, it can be challenging to know where to start and what steps to take. That's why I've compiled some tips to help you prepare your home for sale.


Start with a deep clean.

Before you do anything else, make sure the home is clean from top to bottom. Hire a professional cleaning service if necessary, and make sure every room is dusted, vacuumed, and scrubbed. Pay particular attention to the bathrooms and kitchen, as these rooms can be major selling points for potential buyers.


Declutter and depersonalize.

When a…

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Buying your first home is a major milestone in your life, but it can be overwhelming and stressful. With so many factors to consider, it is important to know where to start. In this blog, I'll share some tips for first time home buyers that will help set you on the path of home ownership.


  1.     Determine your budget: Before you start looking for a home, it's important to know how much you can afford to spend. This includes not just the cost of the home but also other expenses like property taxes, home insurance, and maintenance. Make sure you have a clear understanding of your financial situation and what you can realistically afford.

  1.     Get pre-approved for a mortgage: Getting pre-approved for a mortgage can give you an idea of how…

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 Help us Brighten a Child's Life!

We will be live collecting Crayons for Children's Hospital of Seattle this weekend at the following locations:

Saturday, April 29, 2023

Klahanie QFC 10am-2pm
4570 Klahanie Dr SE
Issaquah, WA 98029 

Kirkland Urban QFC 12pm-2pm
425 Urban Plaza Suite 100
Kirkland, WA 98033

Snoqualmie Ridge Safeway 10:00am-2pm
34828 SE Douglas St
Snoqualmie, WA 98065

Sunday, April 30, 2023

Kirkland Urban QFC 12pm-2pm
425 Urban Plaza Suite 100
Kirkland, WA 98033

Cottage Lake Safeway 12pm-3pm
19150 NE Woodinville Duvall Rd
Woodinville, WA 98077

Last Project Crayon Drive, we collected over 210,000 crayons and we would love to beat that amount this year!

Various crayon drives will be held on weekends throughout the…

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The premise of a mortgage rate lockdown is simple: so many American households have such low mortgage rates that some will never move once rates rise, which then locks up housing inventory. Said another way; A homeowner planning to relocate or downsize might find the higher costs related to higher mortgage rates too much of a hurdle to clear.

This is something I’ve never considered in my real estate career because we hadn’t had a period where mortgage rates moved up so quickly and then held higher for an extended period. But now this is a real risk.

For many Americans, homeownership became a reality during the years of ultra-low mortgage rates following the 2008 financial crisis, an environment that essentially lasted all the way up until the…

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